Cash or points? Do the math in five seconds.

Enter what the flight costs in cash, the taxes on the award, and the miles it needs. We'll tell you the value you're squeezing out of each point — and whether it's worth burning them.

How to read it. Value per mile = (cash fare − award taxes) ÷ miles. It's the industry-standard yardstick: the higher the ₹/mile, the more you're extracting. MilesFirst rule of thumb for premium cabins ex-India — under 0.8 poor, 0.8–1.3 fair, 1.3–2.0 good, over 2.0 excellent. The transfer-ratio field adjusts for cards that don't transfer 1:1 (Amex MR in India is roughly 2:1 to most airlines, so each MR point is worth about half the airline-mile value). Estimates only — verify award space, taxes and transfer ratios before you book.